Exclusive Debt Settlement Leads
Debt relief leads from consumers actively seeking help. High-intent, TCPA-compliant, and exclusive to you.
Why buy debt settlement leads from us
Every lead is exclusive, real-time, and compliance-verified before it reaches you.
Exclusive to you
Every lead is sold once, to you. Never shared with five competitors chasing the same homeowner.
Real-time delivery
Leads post to your CRM the moment they convert, while intent is at its peak.
High intent
Survey-qualified prospects who actually asked for a quote, not scraped lists or cold data.
TCPA-compliant
Documented consent and a TrustedForm certificate on every single lead.
First-party data
Generated in-house by our own media team, so you know exactly where every lead came from.
No long contracts
Pay per lead. Scale up, slow down, or pause anytime, on your terms.
Why debt leads behave differently
Qualification here is financial rather than physical. Nothing about the consumer property matters. What matters is the type of debt carried, how much of it, and whether the situation is a genuine hardship. Unsecured debt such as credit cards, personal loans, and medical bills is workable. Secured debt like a mortgage or auto loan generally is not, and a consumer carrying only secured debt is a dead end no matter how motivated they are.
Compliance is the whole game. Debt settlement sits under closer regulatory scrutiny than most consumer verticals, and the cost of a bad record is not a wasted dial, it is exposure. State rules vary enough that a lead which is perfectly good in one state is unusable in another.
Demand here tracks the economy rather than the seasons. It rises with credit card interest rates, with cost-of-living pressure, and in the months after the holidays when balances peak.
What makes a qualified debt settlement lead
- Unsecured debt confirmed, so secured-only consumers do not reach you
- Debt threshold matched to what your program can actually enroll
- Genuine hardship rather than idle rate shopping
- State eligibility, routed only to states you are licensed to serve
- Documented consent, TCPA compliant with TrustedForm certification
- Exclusive delivery, so the consumer is not fielding calls from five companies
Common questions
Can I set a minimum debt amount?
Yes. It is a standard filter so you only receive consumers your program can enroll.
Do you screen out secured debt?
Yes. Consumers carrying only mortgage or auto debt are filtered before delivery.
Can I restrict by state?
Yes, and it matters here because licensing and rules differ by state.
How is consent handled?
Every lead is TCPA compliant and TrustedForm certified, with the consent record available for your files.
Simple, pay-per-lead pricing
No retainers. No long-term contracts. You only pay for the exclusive debt settlement leads you actually receive.